"Underearning is many things, not all of which are about money. Underearning is about underachieving, or under-being, no matter how much money we make. It is about the inability to fully acknowledge and express our capabilities and competencies. The visible consequence is the inability to provide for one’s needs, including future needs. Our underearning can result from many things, including not acknowledging our talents. It can result from living on the edge by not making enough money, spending most of the money we have, avoiding healthy risks that can move our lives forward, and not preparing for the future. Underearning is about not living up to our unique potential, not following through on our dreams and goals. It’s about giving up on ourselves." (from the About UA Pamphlet found at https://www.underearnersanonymous.org/literature/)